I have very little starting capital and experience. I am trying to understand the difference between an ETF and a dividend (I think I have it) Should I just open an brokerage account and read MSN Money for example and jump in? Which is the best brokerage- E*Trade with ther trades, or Tradeking or sharebuilde or who? What are some tips/tools you use when investing and what are some important things you have learned and would share with a beginner?

